Tuesday, March 15, 2016

4 Steps to Buying a Lakefront Home


Buying a lake home is an exciting experience. We’ve provided a list of insights to take with you as you begin the journey to becoming a lake home owner.

1. Sit down as a family and list everything that’s important to you.
Activities: boating, fishing, swimming, local shopping, etc.
Home amenities: bonfires, coffee on the deck, jacuzzi tub, room for guests, etc.
-Travel time: How long are you willing to drive on the weekends to get to your lake home?
This will help determine best location and general area.


2. Find a Realtor who is experienced in the area you decide on. Give them your list in order of priority/must haves. Prepare for several days of tours to find a home that fits.


3. When determining your price point, remember to budget for the additional items you will need in a lakeshore home. A great place to check is your local Facebook garage sale site, craigslist or estate sales.
Home furnishings: Furniture, bedding, kitchen supplies, cleaning supplies
Lawn and garden equipment: Lawn mower, trimmer, flower pots, etc.
Recreational items: Dock, boat, life jackets, waterskis, floats, patio furniture, etc.

4. Work with a mortgage loan officer to finance your lakefront home and determine the best loan option.

Contact us to learn more about lakeshore options in the Brainerd Lakes area. Email us or call us at 218-820-7355!