Brainerd Area Real Estate
Edina Realty of Crosslake Minnesota Up North Properties Home Search MLS Listings Buying Real Estate Selling Real Estate Get Listing Notices Contact Up North PropertiesRealtor Team
Menu Options . . .
Visit Our Showcase Daily Hotlist Search Area Listings Foreclosures Map Search Save Your Favorites Find Your Dream Home Testimonials View Our Sold Listings Mortgage Calculator DNR Lake Info Fishing Report Brainerd Lakes Area Map Visit our Blog/Newsletter Links Map Search

Monday, November 17, 2014

Fireplace Safety Tips For Your Crow Wing County Home

The colder weather is here in full force, and many residents in Crow Wing County turn to their fireplace or wood stove to help heat their home. When using alternative methods to heat your home, safety should be your top concern.

Here are a few tips for safety and efficiency of your wood fireplace:

Burn only Firewood- It may be tempting to throw in that old lumber, painted wood, or construction scraps you have laying around the home, but don’t.  You should only burn firewood or log starters in your fireplace.  You also only want to burn dry, cured wood that has ideally been split stacked and dried for only eight to 12 months.  Hardwood such as white oak, hickory, maple, and white ash burn for the longest period of time and are ideal to use over less dense wood.

Damper- When not using your fireplace keep the damper closed.  It will prevent the warm air you are paying so much for from rushing up the chimney and blowing outdoors.  A top-mounted damper that can also function as a rain cap will provide you with a tighter closure than a traditional fireplace damper.

Chimney Cleaning- It is recommended that if you burn more than three cords of a wood a year you should have your chimney cleaned twice a year.  A cord is considered a stack of wood that is 4 feet wide by 8 feet long.  Between cleanings you should be monitoring your chimney for signs of creosote and soot buildup. Creosote is a dark or black colored substance that can build up if the wood you are burning is not burning completely.  Soot is softer than creosote, but both are flammable and could be a fire hazard.

Carbon Monoxide- Prior to burning your fireplace it is necessary that your home have carbon monoxide detectors installed near your fireplace and in all bedroom areas.

If you are looking to buy or sell a home in Crow Wing County this winter, contact me, Bill Grunewald. My team and I enjoy helping folks like you find just the right spot to live your northern Minnesota Lake Country dream.

Bill Grunewald/ Edina Realty.

Licensed in Minnesota/ Lic # 20204156

Tuesday, November 11, 2014

Crow Wing County Monthly Market Report


There is a chill in the air, but that does not mean the housing market in Crow Wing County is cooling.  For the month of October the number of new home listings rose by 4.4% to a total of 2,107 listings.  Overall the number of homes for sale in October fell slightly with a 3.8% drop over this period of time last year.

Pending home sales, which a strong indicator of what closed sales will be in the months to come, increased in October by 1.2% over the previous year.  Good news for home sellers, the total number of closed home sales last month in Crow Wing County increased by 6.9% when compared with year-over-year numbers. 

Homes are selling quickly. The median days a home is spent on the market dropped by 55.6% to 60 days, down from 135 days this time last year.   The average days a home is spent on the market in Crow Wing County dropped by 32.7% over last year to an average of 136 days in October. Not only are homes selling more quickly, they are selling for more.  In October the median sales price of home in Crow Wing County increased by 3.1% to $164,800, and the average sales price ended at $205,162 last month.

If you are looking to buy or sell a home in Crow Wing County, contact me, Bill Grunewald. My team and I enjoy helping folks like you find just the right spot to live your northern Minnesota Lake Country dream.

Bill Grunewald/ Edina Realty.

Licensed in Minnesota/ Lic # 20204156

Sunday, November 2, 2014

Selling Your Crow Wing County Home?  Five Home Improvement Projects to Avoid.

Making your home an inviting and comfortable place to live is what most home owners want.  If there is any chance in your future of selling your Crow Wing County home then here are a few projects to avoid.

Additions

If you are feeling short on space you may be considering adding on to your home.  Adding on can be very beneficial when it comes time to sell as long as it is made to look seamless.  Make sure that the new addition has the same floor and quality finishes as the adjoining rooms.

Luxuries

Adding a new pool, fountain, or your own putting green can sound fun and inviting. However, these types of luxuries are costly to maintain.  Future home buyers may be deterred by the upkeep and maintenance required of these luxuries.

Room Function

Beware of changing the original function of a room or space.  It is not uncommon for home owners who need more space to change their dining room into a media room, play room, or a library. In doing so you may leave future home buyers wondering where they will serve dinner.  Do you have a home office that you no longer use? Do not consider making it a new bedroom. Without the closets most buyers will not consider this a bedroom.

Finishes

Do you have popcorn or fan shaped painted ceilings? Adding updated paint to your walls will not be enough. It is important to update everything in the room down to the light switches.  Try to avoid any wallpaper as this is usually a very personal choice and can be deterring to a new buyer.  Also consider replacing carpet with new wood floors.

If you are looking to buy or sell a home in the Crow Wing County area,  contact me, Bill Grunewald. My team and I enjoy helping folks like you find just the right spot to live your northern Minnesota Lake Country dream.

Bill Grunewald/ Edina Realty.
Licensed in Minnesota/ Lic # 20204156

Sunday, October 26, 2014

Rates Haven’t Been This Low Since 2013

The 30-year fixed-rate mortgage took another dip this week, staying below the 4 percent threshold and keeping borrowing costs at the lowest rate in more than a year. It marks the fifth consecutive week that mortgage rates decreased.

Freddie Mac reports the following national averages with mortgage rates for the week ending Oct. 23:

  • 30-year fixed-rate mortgages: averaged 3.92 percent, with an average 0.5 point, reaching a new low for the year and dropping from last week’s 3.97 percent. Last year at this time, 30-year rates averaged 4.13 percent.
  • 15-year fixed-rate mortgages: averaged 3.08 percent, with an average 0.5 point, dropping from last week’s 3.18 percent average. A year ago, 15-year rates averaged 3.24 percent.
  • 5-year hybrid adjustable-rate mortgages: averaged 2.91 percent, with an average 0.5 point, dropping from last week’s 2.92 percent average. Last year at this time, 5-year ARMs averaged 3 percent.
  • 1-year ARMs: averaged 2.41 percent, with an average 0.4 point, rising from last week’s 2.38 percent average. A year ago, 1-year ARMs averaged 2.60 percent.

Read Original Article Here

Sunday, October 19, 2014

How to buy a home in Crow Wing County with little to no money down

If you are looking to buy a new home in Crow Wing County but are struggling with how to come up with a hefty down payment there are options out there that may help. Typically, it has been the more money you have to put down on your home mortgage the better your chances of obtaining a mortgage loan. Traditionally 20 percent of the home’s purchase price is what we think of a typical down payment, but that is not always necessary.

FHA Loan- If you are not able to come up with a large down payment and you are looking to purchase your first home then a low down payment home mortgage backed by the Federal Housing Administration (FHA) may be the best for you.

This type of mortgage loan is designed to help first-time home buyers by offering low closing costs, low down payments, and easier credit qualifications.  FHA loans typically only require a 3.5 percent down payment.

VA Loan-  If you have a military background and you are in the market for a new home in Crow Wing County then you may qualify for a loan program sponsored by the U.S. Department of Veterans Affairs (VA). The VA loan program requires homebuyers to be active service members or veterans.  These loans do not require mortgage insurance, have lower interest rates than FHA loans, and require no down payment.

USDA Loan- The U.S. Department of Agriculture (USDA) provides a home loan program that aims to improve the quality of life for those living in rural areas. It provides a zero down payment option. To qualify the property needs to be located in an eligible rural area. Another requirement of the program is that the homebuyer’s income needs to be within the eligibility guidelines.

Our team would be delighted to help you find the perfect home in Crow Wing County. My team and I enjoy helping folks like you find just the right spot to live your northern Minnesota Lake Country dream.

Bill Grunewald/ Edina Realty.
Licensed in Minnesota/ Lic # 20204156

Next Last
Records 1 to 5 of 123

Questions?
Call the Real Estate Professionals at Up North Properties
218-820-7355
sales@upnorthproperties.com

 
 


© Copyright 2014
I Like It Like That, Inc.

?