Brainerd Area Real Estate
Edina Realty of Crosslake Minnesota Up North Properties Home Search MLS Listings Buying Real Estate Selling Real Estate Get Listing Notices Contact Up North PropertiesRealtor Team
Menu Options . . .
Visit Our Showcase Daily Hotlist Search Area Listings Foreclosures Map Search Save Your Favorites Find Your Dream Home Testimonials View Our Sold Listings Mortgage Calculator DNR Lake Info Fishing Report Brainerd Lakes Area Map Visit our Blog/Newsletter Links Map Search

Sunday, January 25, 2015

Build The Perfect Fire in Your Crow Wing County Home’s Fireplace Every Time

There is nothing more relaxing then winding down from a cold day then a warm cozy fire in your fireplace.  Building that perfect fire may take some work. You could easily place one of those pre-fab ready to go logs in there that will instantly create a beautiful blaze for you.  However, these logs tend to leave a lot of creosote that can build-up quickly in your chimney. Skip the shortcuts, and used these tips to build the perfect fire every time.

Chimney Cleaning

Before your light that first fire of the season you want to make sure that you have cleaned out your chimney.  Birds may have built a nest there, or leaves and debris may have accumulated.  It is also a good idea to have it professionally swept.

Damper

All fireplaces should have a damper that keeps cold air out when not in use. Do not forget to open your damper before building a fire. If it is closed and you start your fire the smoke will stay inside your home.

Ash Bed

When you clean out your fireplace you should leave at least one to two inches of as in there to provide for proper insulation. If it’s the first fire of the season and there is no ash consider borrowing some from your BBQ grill.

Log Pile

When stacking the logs inside your fireplace put them in upside down. Traditionally, you have been told to always put the kindling at the bottom, start the fire, then add the larger logs on top.  Stop that method and try placing those heavy logs in first. Make sure they are tight together, the less space the better. Next, add smaller logs placed in the opposite direction, and then add your kindling.  This method make take a little longer to get that fire going so be patient, but once it does it will last a lot longer.

I would love to help you buy your first home in Crow Wing County this winter, contact me, Bill Grunewald. My team and I enjoy helping folks like you find just the right spot to live your northern Minnesota Lake Country dream.

Bill Grunewald/ Edina Realty.

Licensed in Minnesota/ Lic # 20204156

Sunday, January 11, 2015

Crow Wing County Monthly Market Report

2015 is the year to buy or sell a home in Crow Wing County.  January started off with mortgage rates hitting a 20-month low, as 30-year fixed-rate loans dropped to 3.73%.

 For the month of December the number of new home listings on the market dropped by 35.4% down from 82 new listings at this time same period of time last year to 53 new listings in December of 2014.  The good news is for the month of December pending home sales, which are a strong indicator of future closed sales, increased by 31.8 % year-over-year.  Last month the number of closed sales increased by 3.7% compared to this same period of time last year.

Homes are continuing to sell at a faster pace with the median days on the market dropping. For the month of December the median days on the market was 94 down from 107 in 2013, and down from 149 in 2012.

The housing marketing Crow Wing County ended 2014 on a positive note. 2015 has started with mortgage interest rates decreasing to nearly a two year low making owning a home in Crow Wing County even more affordable.  If you are looking to buy or sell a home in 2015, contact me, Bill Grunewald. My team and I enjoy helping folks like you find just the right spot to live your northern Minnesota Lake Country dream.

 

Bill Grunewald/ Edina Realty.

Licensed in Minnesota/ Lic # 20204156

Sunday, January 4, 2015

Tips All First-Time Homebuyer’s in Crow Wing County Should Follow

 

If your plans are to become a first-time homebuyer in 2015 here are a few tips you should follow.  Buying a home for the first time is exciting, but do not become overwhelmed.  

Interest Rates

Before buying your first home you need to find out how much you can afford by seeking prior loan approval. Shopping for a mortgage comes first.  Shop around to find out who offers the lowest interest rate. Do not just assume your local bank will be the most affordable.

Think Clearly

It is easy to fall in love with a home and ignore the many red flags it has. Keep your emotions in check when looking for your new home and do not get swept-up in the moment. That large fenced in back yard may be appealing but if there are obvious issues do not let your emotions guide you.

Inspection

Once you have found that home of your dreams hire your own professional home inspector that is insured/bonded, and licensed.  Even though you have walked through the home thoroughly there are many things that can be missed that a trained professional can catch.

Renovations

If you are planning on buying an older home, especially those over 50 years old, there may be some renovations that may be needed sooner than later.  What you think may be an easy affordable update can quickly turn into something more in depth when it comes time to renovating. This is another reason why it is so important to have the home inspected first by a professional.

Neighbors

It may be a little out of your comfort zone, but meet the neighbors of your potential new home. Potential new neighbors are a wealth of information.  

Know the Bylaws

If you are buying a home with a Home Owners Association (HOA) then make sure you understand all the bylaws.  Local laws are another thing you need to know before buying your first home. Do not just assume you can park your new fishing boat, company truck, or travel trailer in your driveway. There are many various bylaws and they vary by area.

I would love to help you buy your first home in Crow Wing County this winter, contact me, Bill Grunewald. My team and I enjoy helping folks like you find just the right spot to live your northern Minnesota Lake Country dream.

Bill Grunewald/ Edina Realty.

Licensed in Minnesota/ Lic # 20204156

 

Monday, December 29, 2014

Crow Wing County Jobless Rate Drops

The unemployment rate in Crow Wing County dropped in October to 4.1 percent, the lowest we have seen in 2014. In fact, the last time numbers were this low in the county was back in 2006 according to the Minnesota Department of Employment and Economic Development. The jobless rate did increase slightly in November which is expected during the seasonal period.

The biggest change in unemployment was seen in Brainerd which was at 15 percent in January of this year, and ended September and October at 6.9 percent. Throughout the state of Minnesota November’s jobless rate was 3.7 percent, the lowest thus far this year.

As the unemployment rate continues to drop consumer confidence increases. It is also typical to see an increase in home sales at the same time.

If you are looking to buy or sell a home in Crow Wing County this winter, contact me, Bill Grunewald. My team and I enjoy helping folks like you find just the right spot to live your northern Minnesota Lake Country dream.

Bill Grunewald/ Edina Realty.

Licensed in Minnesota/ Lic # 20204156

Monday, December 22, 2014

Homeownership in Crow Wing County is Key to Building Your Wealth

If are contemplating if it is more worthwhile to rent versus buy, you could not be more wrong. A recent editorial in the New York Times, Homeownership and Wealth Creation,” explains how homeownership is one of the best ways you can build your wealth.  The housing market in Crow Wing County and across the nation is well into its recovery with home sale prices continuing to increase, and consumer confidence is rising.  

The article points out that:” Homeownership long has been central to Americans’ ability to amass wealth; even with the substantial decline in wealth after the housing bust, the net worth of homeowners over time has significantly outpaced that of renters, who tend as a group to accumulate little if any wealth.”

A recent study conducted at the Joint Center for Housing Studies analyzed the reasons for these differing outcomes. They found that to purchase a home the homeowner must first save for a down payment that forces them to save, and continue to save each month by paying a mortgage principal payment each month.  When it comes to renting the article had this to say:

“Even in instances where renters have excess cash, saving a substantial amount is difficult without a near-term goal, like a down payment. It is also difficult to systematically invest each month in stocks, bonds or other assets without being compelled to do so.”

There is of course a certain amount of risk that comes with homeownership. However, when it comes down to building your wealth there is no equal substitute to homeownership.

If you are currently renting and looking to build your wealth with homeownership in the New Year then contact us. My team and I enjoy helping folks like you find just the right spot to live your northern Minnesota Lake Country dream.

Bill Grunewald/ Edina Realty.

Licensed in Minnesota/ Lic # 20204156

Next Last
Records 1 to 5 of 130

Questions?
Call the Real Estate Professionals at Up North Properties
218-820-7355
sales@upnorthproperties.com

 
 


© Copyright 2015
I Like It Like That, Inc.

?